A degree is a number of credits, and every term moves you toward it. This calculator shows how far along you are and answers the planning question either way: at your pace, how many terms are left, or to finish by a certain time, how many credits you need each term.
How to Use It
- Choose When I’ll Graduate or Credits Per Term.
- Enter the Credits to Graduate your degree requires and the Credits Completed so far.
- For When I’ll Graduate, enter the Credits Per Term you plan to take. For Credits Per Term, enter the Terms Left you want.
- Press Calculate to see your progress and the terms or credits you need.
How It Works
The credits left are the credits required minus the credits you’ve completed:
At a steady pace, the terms left are the credits left divided by your credits per term, rounded up, because a short final term is still a term:
Working the other way, the pace you need is the credits left divided by the terms you have. The calculator warns you when that’s more than 24 credits a term, beyond what most schools allow.
Worked Example
A student needs 120 credits and has 45. That’s of the degree, with credits left.
- At 15 credits a term: more terms.
- To finish in 4 terms instead: credits a term, a heavy but possible load.
Tips and Common Mistakes
- Credits aren’t the whole story. You also need every required course and any minimum GPA. Check a degree audit or your advisor.
- Use your real total. Some majors need more than 120 credits, and quarter-system schools count differently (around 180 for a bachelor’s).
- Count accepted credit only. AP, dual-enrollment and transfer credits count once they’re on your record.
- Full time isn’t always on time. Twelve credits a semester is full time, but a 120-credit degree in eight semesters takes 15.
- Summer terms help. A summer session is a term with its own load; it can shorten your timeline without a heavy fall or spring.