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Degree Credit Progress Calculator

See how far along your degree you are, when you'll finish at your pace, or how many credits a term you need to graduate on time.

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A degree is a number of credits, and every term moves you toward it. This calculator shows how far along you are and answers the planning question either way: at your pace, how many terms are left, or to finish by a certain time, how many credits you need each term.

How to Use It

  1. Choose When I’ll Graduate or Credits Per Term.
  2. Enter the Credits to Graduate your degree requires and the Credits Completed so far.
  3. For When I’ll Graduate, enter the Credits Per Term you plan to take. For Credits Per Term, enter the Terms Left you want.
  4. Press Calculate to see your progress and the terms or credits you need.

How It Works

The credits left are the credits required minus the credits you’ve completed:

credits left=credits required−credits completed\vA{\text{credits left}} = \text{credits required} - \text{credits completed}

At a steady pace, the terms left are the credits left divided by your credits per term, rounded up, because a short final term is still a term:

terms left=⌈credits leftcredits per term⌉\text{terms left} = \left\lceil \frac{\vA{\text{credits left}}}{\vB{\text{credits per term}}} \right\rceil

Working the other way, the pace you need is the credits left divided by the terms you have. The calculator warns you when that’s more than 24 credits a term, beyond what most schools allow.

Worked Example

A student needs 120 credits and has 45. That’s 45÷120=37.5%45 \div 120 = 37.5\% of the degree, with 120−45=75120 - 45 = 75 credits left.

  • At 15 credits a term: ⌈75÷15⌉=5\lceil 75 \div 15 \rceil = 5 more terms.
  • To finish in 4 terms instead: 75÷4=18.7575 \div 4 = 18.75 credits a term, a heavy but possible load.

Tips and Common Mistakes

  • Credits aren’t the whole story. You also need every required course and any minimum GPA. Check a degree audit or your advisor.
  • Use your real total. Some majors need more than 120 credits, and quarter-system schools count differently (around 180 for a bachelor’s).
  • Count accepted credit only. AP, dual-enrollment and transfer credits count once they’re on your record.
  • Full time isn’t always on time. Twelve credits a semester is full time, but a 120-credit degree in eight semesters takes 15.
  • Summer terms help. A summer session is a term with its own load; it can shorten your timeline without a heavy fall or spring.

Frequently Asked Questions

How many credits do I need to graduate?

It depends on the degree: most US bachelor's degrees need about 120 semester credits and associate degrees about 60. Quarter-system schools use larger numbers (around 180 for a bachelor's). Your degree plan has the exact figure.

What counts as a full-time load?

Usually 12 credits a semester, though finishing a 120-credit degree in four years takes 15 a semester, or 30 a year including summer.

Does having enough credits mean I can graduate?

Not by itself. You also need every required course, your major's requirements and any minimum GPA. Use a degree audit or ask your advisor.

Do AP, dual-enrollment and transfer credits count?

They count once your school accepts them. Include only the credits on your record, not ones still being evaluated.

How do summer terms fit in?

Count each summer session you plan to take as a term, with its own credit load, or add its credits to your completed total once you've taken it.

Why does it round terms up?

A term is a term even if you only need a few credits in it. If 75 credits at 15 a term took 5.2 terms, you'd need 6.

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